Introduction: The Villagers Development Organization formed by some well-educated& conscious person in May 1993 at a Village Mehar Ali Talpur Taluka Shahdadpur, Sindh and registered Under Social Welfare Control Act 1961 in January 1994.

The over all-purpose of the VDO formation is to improve sustainable livelihood of the poor by improving Socioeconomic condition through microfinance support & mobilization and promote the physical infrastructure in the working area of VDO.

However at present working with a head office and a branch; organization can be considered as small nongovernmental organization but with a vision to rapidly grow. This necessitated formulating first formal standard operating procedures that mainly comprises of the core organizational activity of lending financial services.

The overall objective of the organization is to develop sustainable livelihood of the poor by improving socioeconomic condition through microfinance support, mobilization and promote the improved physical infrastructure in the working area.

VDOs microcredit operations commenced in June 2006 with their partnership ORIX Leasing Pakistan Limited. In January 2009 OCT-OPP support to VDO in micro credit sector. Since then OCT-OPP is the main funding arm of the organization. Besides ORIX, OCT-OPP, the main donor of VDO is Pakistan Poverty Alleviation Fund PPAF for microcredit & Capacity Building. The partnership with PPAF started from 1st October 2009 in IFAD MIOP YPDI project.